Everything you need to know about getting funded
We offer funding from $10,000 to $1,000,000 depending on your business qualifications. The amount you qualify for is based on your monthly revenue, time in business, and overall financial health.
To qualify for funding, your business should generally meet these requirements:
Even if you don't meet all criteria, we encourage you to apply as each application is evaluated individually.
Our online application takes just 5 minutes to complete. Once submitted, you can receive a decision within hours, and funding can be deposited in your account within 24-48 hours of approval.
Yes, we do review credit as part of our evaluation process. However, we work with all credit types and understand that credit scores don't tell the whole story. We focus more on your business performance and revenue than personal credit alone.
Yes! We specialize in helping business owners who may not qualify for traditional bank loans. While credit is considered, we prioritize your business revenue and cash flow. Many business owners with less-than-perfect credit have successfully obtained funding through us.
We work with businesses across most industries including retail, restaurants, healthcare, construction, transportation, e-commerce, and professional services. Some restricted industries include adult entertainment, firearms, and illegal activities.
No, most of our funding products do not require collateral. We offer unsecured financing based on your business revenue and performance. This means you don't need to put up property, equipment, or other assets to qualify.
Once approved, funding is typically deposited directly into your business bank account within 24-48 hours. In some cases, same-day funding may be available. Our streamlined process ensures you get capital when you need it.
The application process is simple. You'll typically need:
Additional documentation may be requested depending on the funding amount and type.
The initial application only requires a soft credit pull, which does not affect your credit score. A hard credit inquiry may be performed only if you decide to proceed with a funding offer, and we'll always inform you before that happens.
Repayment is automatic and hassle-free. Depending on your funding type, payments are either deducted daily or weekly from your business bank account via ACH. This ensures consistent, manageable payments that align with your cash flow.
Repayment terms typically range from 3 to 24 months depending on the funding product and amount. We work with you to find a payment structure that fits your business cash flow and financial situation.
Yes, many of our funding products allow early payoff with potential savings on fees. Specific early payoff terms will be outlined in your funding agreement. Contact your funding specialist to discuss early payoff options.
Absolutely! Many of our clients return for additional funding as their businesses grow. Once you've established a positive payment history, you may qualify for larger amounts and better terms. Contact us anytime to discuss your funding needs.
Our funding specialists are here to help. Get in touch and we'll guide you through the process.